Insurance Solutions for the Manufacturing Industry
From small fabrication shops to large-scale production facilities, Winter-Dent helps manufacturers manage risk across every stage of operation. Our team understands the pressures of production schedules, workforce safety, and global supply chains. That’s why we design protection that keeps your business moving.
We provide manufacturing insurance solutions that go beyond standard policies, combining risk analysis, safety planning, and custom coverage to help you operate with confidence and control costs.
Why Manufacturing Needs Specialized Protection
No two manufacturers operate the same way. The equipment you use, the materials you source, and the markets you serve all shape your unique risk profile. Standard business insurance rarely accounts for that level of complexity.
Winter-Dent’s manufacturing advisors dig deeper to understand your workflow and identify vulnerabilities in safety, quality control, and supply continuity. We help you minimize downtime, control workers’ compensation expenses, and protect against catastrophic loss.
Protect your production, people, and profits with a coverage plan built around how your operation really runs.
At Winter-Dent, we know that even two manufacturers producing the same product can have completely different risk profiles. Your processes, workforce structure, supplier dependencies, and compliance requirements all matter. That’s why we start with your unique business, not a generic application.
Through our Prevent365 process, we flip the traditional insurance pyramid. Instead of reacting to claims, we take a proactive, data-driven approach: identifying exposures before they cause loss, strengthening your safety culture, and designing a program that grows with your production goals.
Turn Safety Performance Into Profit with a Commercial Captive
What if your workers’ comp, auto, and general liability premiums could become an investment instead of just an expense? With a commercial captive, manufacturing companies with strong safety cultures can cut costs, control pricing, and build equity in their own insurance program.
Why Manufacturers Choose Captives
Your Safety Pays You Back
Fewer injuries mean lower costs and potential dividends — not just avoiding premium increases.
Predictable Costs
Stop riding the rollercoaster of market-driven rate swings. Your premiums reflect your safety performance, not industry volatility.
True Ownership
You're not just buying a policy, you're owning part of the insurance company with full visibility into claims and returns.
Stronger Safety Programs
Access industry-specific risk management resources, on-site assessments, and loss control strategies designed for manufacturing operations.
Is a Captive Right for Your Plant?
Captives are built for manufacturers who take safety seriously. If you have a proven safety record, consistent workforce, and commitment to continuous improvement, a captive could deliver significant savings while giving you control traditional carriers can't match.
Winter-Dent specializes in helping manufacturers evaluate and join captive programs that align with their operations. Let's explore if you're a fit.
Winter-Dent’s manufacturing insurance programs address every critical exposure, from equipment and employees to products and profits.
Manage claims and improve workplace safety while controlling costs.
Protect against claims or losses tied to product defects or contamination.
Covers repair or replacement costs when machinery failure interrupts operations.
Safeguards your cash flow when production stops due to covered events.
Helps reduce loss from supplier failure, logistics delays, or material shortages.
Protects your building, tools, inventory, and finished goods from fire, theft, or damage.
Covers contamination, emissions, and cleanup costs associated with manufacturing activity.
Defends connected systems and sensitive data against breaches or ransomware.
Covers engineering, design, or consulting errors that impact production.
Support contract performance, compliance, and long-term cost control.
Industry Expertise
Decades of experience across multiple industries, giving us deep insight into sector-specific risks and solutions.
Core Values
We prioritize long-term relationships over short-term sales, ensuring your success is our primary goal.
Risk Evaluation Process
Our proprietary Prevent365 methodology ensures comprehensive risk assessment before coverage placement.
Consultative Approach
We're your risk management partners, not just insurance brokers, providing ongoing support and strategic guidance.
Manufacturing insurance protects Missouri and Midwest manufacturers from financial losses tied to accidents, equipment breakdowns, or liability claims. It’s designed to keep production running smoothly when the unexpected happens.
Manufacturers typically need general liability, property, workers’ compensation, commercial auto, and product liability insurance. For full protection, many also add cyber, equipment breakdown, or business interruption coverage. Contact Winter-Dent today to build a custom coverage plan for your business.
Manufacturers E&O insurance covers financial losses if a defect, design flaw, or production mistake causes harm to a customer, even when there’s no physical damage. It’s essential for companies that make parts or components for others.
Winter-Dent helps Missouri manufacturers identify and manage risk through our Prevent365 risk management process, where we “flip the pyramid” and create customized insurance plans built around your operations and goals.
Winter-Dent goes beyond selling policies. Our advisors deliver proactive risk management and deep manufacturing expertise to help you prevent, contain, and insure risk across every stage of production.
Email Us
info@winter-dent.com
Call Us
(573) 634-2122