Insurance Solutions for the Farming & Agriculture Industry
From family farms to large-scale agribusiness operations, Winter-Dent helps farmers manage volatility, protect against extreme weather, and strengthen long-term financial stability with coverage tailored to your operation.
Why Agriculture Needs Specialized Protection
Farming is one of the most complex and unpredictable industries, shaped by markets, weather, and regulation alike. Standard business insurance rarely accounts for those variables. Winter-Dent’s agricultural advisors specialize in identifying risks unique to your operation and building coverage that keeps you productive, profitable, and protected.
Our advisors go beyond policies, helping you develop proactive risk strategies that keep your operation strong in every season.
At Winter-Dent, we understand that no two operations are alike. A family farm, a commercial grain producer, and an agritech company each face different risks. From weather volatility and commodity pricing to equipment breakdowns and supply chain delays, there’s a better way than starting with a policy.
Through our Prevent365 process, we start with your business model. This means flipping the traditional insurance pyramid. Instead of reacting to losses, we take a proactive approach, identifying exposures before they become claims, strengthening safety and continuity plans, and designing coverage that fits how you actually run your farming and agriculture operation.
Every operation is different, but all share the need for stability and protection against the unexpected. Winter-Dent’s agricultural insurance programs are designed to address your most critical exposures.
Safeguards against loss caused by drought, flooding, pests, or other weather-related events, helping ensure consistent cash flow even in difficult seasons.
Protects cattle, hogs, poultry, and other livestock from losses due to accidents, disease, or natural disasters. Options available for mortality, herd health, and revenue coverage.
Covers barns, silos, irrigation systems, tractors, and specialized machinery against fire, theft, and mechanical breakdowns.
Provides protection for bodily injury, property damage, and pollution claims arising from everyday farming operations or visitors to your property.
Protects vehicles used for transport, delivery, or field operations, including trailers and farm trucks.
Stabilizes income by protecting against sudden drops in commodity prices, reduced yields, or other financial shocks.
Addresses contamination risks from chemical runoff, waste storage, or fuel spills, all increasingly vital under today’s regulations.
Protects connected farm systems, precision agriculture data, and payment platforms from cyberattacks and ransomware.
Tailored coverage for grape crops, fermentation equipment, production facilities, and event liability.
Industry Expertise
Decades of experience across multiple industries, giving us deep insight into sector-specific risks and solutions.
Core Values
We prioritize long-term relationships over short-term sales, ensuring your success is our primary goal.
Risk Evaluation Process
Our proprietary Prevent365 methodology ensures comprehensive risk assessment before coverage placement.
Consultative Approach
We're your risk management partners, not just insurance brokers, providing ongoing support and strategic guidance.
Most farms need property, liability, crop, and equipment coverage, plus workers’ compensation or pollution liability depending on operations.
Yes. Crop insurance protects against natural disasters, drought, excessive rainfall, and other weather events that cause yield or quality losses.
It reimburses you for the financial loss of animals due to covered events like accidents, disease, or severe weather.
Yes. Revenue and margin protection policies help offset losses from falling prices or reduced production.
If you use precision agriculture tools, online marketplaces, or digital payment systems — yes. Cyber insurance helps recover from hacks, data breaches, or ransomware.
It’s often recommended, especially for operations using fuel storage, fertilizers, or livestock waste management systems.
Absolutely. We offer tailored solutions for vineyards, wineries, orchards, and specialty crop producers across Missouri and beyond.
Email Us
info@winter-dent.com
Call Us
(573) 634-2122