Insurance Solutions for the Professional Services Industry
Why Professional Services Need Specialized Coverage
Professional service firms face unique exposures: evolving regulatory requirements, tight deadlines, client expectations, and the constant risk of errors or omissions. Standard business insurance simply isn’t built to handle those complexities.
With the right coverage and proactive risk management, you can keep client relationships strong and your reputation intact.
Protect your properties and preserve your profits with a coverage plan built for your specific portfolio.
At Winter-Dent, we recognize that your risk profile is as unique as your client base. The advice you give, your contract terms, and how you deliver services all impact your exposure. That’s why we don’t lead with pricing, we lead with understanding what makes your practice different.
Our Prevent365 approach flips the script. Instead of waiting for claims to reveal coverage gaps, we identify vulnerabilities before they become problems, strengthen your processes, and build insurance solutions that align with how you actually operate.
Our Prevent365 process isn’t a transaction; it’s an ongoing strategic relationship built to help you prevent losses, contain incidents when they occur, and insure the risks that truly matter to your practice.
Every professional services business faces unique risks, from advisory errors to data breaches. Winter-Dent builds protection around the realities of your practice, combining essential coverages that safeguard your reputation, assets, and operations.
Protects against claims of errors, omissions, negligence, or failure to deliver promised services that result in client financial loss.
Covers medical expenses and lost wages for employees injured on the job while helping you stay compliant with state regulations.
Protects your business against digital threats, from ransomware to data breaches involving client information or proprietary business data.
Covers third-party claims of bodily injury or property damage that occur at your office or during client meetings.
Protects against claims of wrongful termination, discrimination, harassment, or other employment-related disputes.
Combines property and liability coverage to protect your office space, equipment, and business operations in one comprehensive package.
Adds an extra layer of protection above your existing policies for catastrophic claims or high-limit requirements.
Protects leadership from personal liability related to business decisions, regulatory investigations, or shareholder disputes.
Provides specialized coverage for firms offering digital services, software development, or content creation against intellectual property and tech-specific claims.
Industry Expertise
Decades of experience across multiple industries, giving us deep insight into sector-specific risks and solutions.
Core Values
We prioritize long-term relationships over short-term sales, ensuring your success is our primary goal.
Risk Evaluation Process
Our proprietary Prevent365 methodology ensures comprehensive risk assessment before coverage placement.
Consultative Approach
We're your risk management partners, not just insurance brokers, providing ongoing support and strategic guidance.
Most professional services firms need professional liability (E&O), general liability, cyber liability, workers’ compensation, and EPLI. Winter-Dent tailors coverage for consultants, advisors, and service providers to protect every aspect of your practice.
Costs vary by industry, revenue, and claims history. Small firms may spend $1,000–$3,000 annually, while larger practices pay more. Winter-Dent provides custom quotes to fit your business and budget.
Errors & Omissions insurance covers legal defense and damages when clients claim your advice, services, or deliverables caused them financial harm. Winter-Dent helps you determine the right coverage limits for your specific practice area.
Yes. Professional services firms handle sensitive client data and are prime targets for cyberattacks. Winter-Dent helps you assess your digital risk and implement coverage that protects against breaches, ransomware, and business interruption.
Work with an independent agency that understands professional services risk and can access multiple carriers. Winter-Dent has served professional services businesses for decades with complete coverage, risk control, and claims advocacy expertise.
General liability covers bodily injury and property damage (like a client slipping in your office). Professional liability covers mistakes in your professional services (like bad advice that costs a client money). Winter-Dent ensures you have both layers of protection.
Email Us
info@winter-dent.com
Call Us
(573) 634-2122