Insurance Solutions for the Real Estate Industry
Every real estate investment carries opportunity – and risk. From property development to long-term portfolio management, Winter-Dent helps owners, managers, and investors protect the assets that drive their financial growth.
Our real estate insurance programs combine property protection, liability coverage, and strategic risk management to safeguard your holdings, operations, and people. Whether you oversee a single property or a nationwide portfolio, our real estate insurance advisors design scalable solutions that evolve with your investments.
Why Real Estate Needs Specialized Protection
No two properties or property owners face the same exposures. Construction projects, tenant operations, and market fluctuations all create different layers of risk. Standard insurance often leaves gaps that only become visible after a claim.
Winter-Dent’s real estate advisors specialize in helping fund managers, developers, and property managers identify vulnerabilities across their portfolios. We apply our Prevent365 methodology to help you anticipate losses, reduce liability, and strengthen long-term returns.
Protect your properties and preserve your profits with a coverage plan built for your specific portfolio.
At Winter-Dent, we take the time to understand how you acquire, finance, manage, and maintain your assets. From development projects and condo associations to REITs and management firms, we tailor protection to your exact operations and exposures.
Through our Prevent365 process, we flip the traditional insurance pyramid. Instead of reacting to claims, we proactively analyze your risks, from tenant liability to catastrophic loss, and build a strategy to keep your investments protected and profitable.
Our Prevent365 approach ensures your real estate portfolio isn’t just insured, it’s strategically protected for stability and growth.
Winter-Dent’s real estate insurance programs address every critical exposure, from property damage and liability to income protection and management oversight.
Protects buildings, fixtures, and improvements against fire, weather events, or vandalism.
Covers injuries or property damage to tenants, guests, or third parties on-site.
Provides coverage for materials, labor, and equipment during construction or renovation projects.
Replaces lost income during property repairs or downtime from covered events.
Protects real estate agents, brokers, and property managers from claims of negligence or misrepresentation.
Addresses contamination or hazardous material issues in older buildings or redevelopment sites.
Covers data breaches, ransomware, and tenant information exposure.
Adds an extra layer of protection for large claims that exceed standard policy limits.
Protects executives and board members of real estate funds or associations against management-related claims.
Industry Expertise
Decades of experience across multiple industries, giving us deep insight into sector-specific risks and solutions.
Core Values
We prioritize long-term relationships over short-term sales, ensuring your success is our primary goal.
Risk Evaluation Process
Our proprietary Prevent365 methodology ensures comprehensive risk assessment before coverage placement.
Consultative Approach
We're your risk management partners, not just insurance brokers, providing ongoing support and strategic guidance.
Real estate insurance protects property owners, managers, and investors from financial loss due to property damage, liability claims, or business interruptions affecting rental income or asset value.
Yes. Property managers face exposure for tenant injuries, maintenance failures, and contract disputes. General liability and professional liability (E&O) coverage are essential.
Absolutely. Even passive investors can be held responsible for injuries or property damage at owned sites, making liability protection crucial to safeguard personal and corporate assets.
Yes. Business interruption insurance helps replace rental income lost during property restoration after a covered event.
Yes. Managers who store tenant or financial data online are vulnerable to cyberattacks, data theft, and ransomware, all covered under a cyber liability policy.
Errors and omissions (E&O) insurance protects real estate professionals from claims of negligence, misrepresentation, or failure to disclose information. It helps cover legal defense costs and settlements if a client alleges financial loss due to an error in your professional services.
Real estate developers typically need a combination of builder’s risk, general liability, professional liability, and environmental coverage. These policies protect against construction delays, on-site injuries, design errors, and environmental damage during development projects.
Email Us
info@winter-dent.com
Call Us
(573) 634-2122