Build for Long-Term Impact
Protecting What Insurance Cannot with Prevent365
Our Prevent365 program guides business decisions that protect your people while advancing your strategic goals, creating a more resilient organization where everyone is safer and more secure for years to come. Because true protection goes far beyond any policy.
The Prevent365 Approach
Most organizations focus on insurance first, reacting after incidents and paying for claims. Our Prevent365 program flips that model upside down, starting with prevention and building strategic protection that fits your business.
We help you prevent issues before they occur, contain exposure when they arise, and use insurance strategically for what truly can’t be controlled.
The True Cost of Risk
Direct Costs (Usually Insurable)
Hidden Costs (Rarely Insurable)
How Prevent365 Builds Lasting Protection
Insurance covers medical costs after workplace accidents, but it can’t bring an employee back to life or repair the emotional impact on teams and families.
- Workplace safety culture development
- Hazard identification and elimination
- Mental health and wellness programs
- Employee engagement and morale protection
Insurance provides after-the-fact compensation but can’t prevent the cash flow disruptions and financial strain that come with major incidents.
- Risk-informed financial planning
- Cost reduction through prevention
- Investment protection strategies
- Economic impact mitigation
No insurance policy can restore team morale, rebuild workplace culture, or repair the intangible damage from preventable incidents.
- Safety leadership and support
- Communication system optimization
- Change management strategies
- Cultural strength building
While insurance may cover legal expenses, it can’t prevent punitive damages, regulatory fines, or the operational disruption of legal action.
- Proactive compliance management
- Policy and procedure development
- Training and education programs
- Documentation and audit preparation
Insurance can’t restore lost market share or rebuild damaged reputation after public relations crises or compliance failures.
- Crisis prevention planning
- Stakeholder relationship management
- Customer trust preservation
- Proactive protocols
Business interruption insurance helps with lost income, but can’t prevent the chaos, disruption, and lost productivity when operations fail.
- Process optimization and risk reduction
- Key employee retention strategies
- Operational continuity planning
- Performance efficiency improvements
The Prevent365 Difference
Diagnose the Root Cause
Differentiate Your Business
Go Beyond the Policy
Ready to Transform Your Risk Management?
Don’t let insurance gaps leave your organization vulnerable. Partner with Prevent365 to build comprehensive protection that goes beyond traditional policies.
Right-Sized Coverage for Real Protection
Learn More About Our Approach
Start Your Prevent365 Journey
Email Us
info@winter-dent.com
Call Us
(573) 634-2122
*Percentages represent typical ranges across industries. Actual costs vary significantly by incident type, industry, company size, and geographic location.
Sources:
¹ National Safety Council, “Injury Facts,” 2023
² OSHA, “Safety Pays Program” data
³ Liberty Mutual, “Workplace Safety Index,” 2023
⁴ Bureau of Labor Statistics, workplace injury cost analysis
⁵ DuPont Safety Resources, “The True Cost of a Workplace Injury”
⁶ National Institute for Occupational Safety and Health (NIOSH) studies
⁷ Society for Human Resource Management (SHRM), replacement cost studies
⁸ Occupational Safety and Health Administration productivity impact research
⁹ Workplace safety culture studies, various academic journals
¹⁰ Regulatory compliance cost studies, Department of Labor
¹¹ Heinrich’s Safety Pyramid and subsequent safety research studies











