Access CSR24  |  Pay Online  |   File a Claim  |   Certificate of Insurance

Facebook Instagram Linkedin

Client Access

Facebook Instagram Linkedin

Email Us

info@winter-dent.com

Talk To An Expert

573-634-2122

.
Contact Us

Business Insurance

Protecting Your Business Starts with Understanding It

Proactive
Protection

We focus on preventing losses before they happen, helping you safeguard your people, profits, and reputation.

Tailored
Coverage

Every policy is built around your unique risks and goals, not a one-size-fits-all template.

Expert
Guidance

Our advisors combine deep industry knowledge with personal service to help you make confident decisions.

Long-Term
Partnership

We’re committed to your success beyond the policy, supporting your business through every stage.
Comprehensive Coverage

Human-Centered Protection.

Workers Compensation

Workers Compensation

Protects your team and your business from workplace injuries.
General Liability

General Liability

Safeguards against accidents, property damage, and third-party claims.

Auto Liability

Auto Liability

Provides protection if one of your work vehicles is involved in a crash, causing injury or damage.
Property Coverages

Property Coverages

Protects your buildings, equipment, and inventory from damage caused by fire, weather, theft, and more.
Professional Liability

Professional Liability

Protects your business from mistakes in professional services.
Errors & Omissions

Errors & Omissions

Covers financial losses caused by service or advice errors.
Cyber Insurance

Cyber Insurance

Defends your business from data breaches and cyber threats.
Surety Bonds

Surety Bonds

Builds trust and guarantees project performance and compliance.
Employee Benefits

Employee Benefits

Helps you attract and retain talent with tailored benefits.



Umbrella & Excess Liability

Umbrella & Excess Liability

Adds an extra layer of protection, covering lawsuits, accidents, and high-cost claims.
Get Smarter Risk Protection Today

Get Smarter Risk Protection Today

Explore your coverage options and discover how our Prevent365 process helps identify and reduce risks.
Get Started

Is a Captive Right for Your Business?

Explore how joining a captive can help you control costs, stabilize premiums, and turn strong safety performance into financial reward.

Learn More
Flipping the Pyramid

Our Prevent-First Approach to Risk

Most organizations start with insurance and react after losses occur. At Winter-Dent, we flip that model with our Prevent365 approach. Our approach helps you identify, contain, and transfer risk before it becomes costly.

We start by uncovering potential risks and strengthening your operations to reduce the chance of loss before it happens.

When issues arise, we help minimize impact through proven strategies that keep your business running smoothly.

Finally, we design coverage that protects what remains, aligning your policy with a foundation of prevention and control.

Discover More
Industries We Serve

Tailored Protection for Every Business

Construction

Building protection from the ground up with safety-first strategies and bonding expertise.
Construction

Farming & Agriculture

Safeguarding livelihoods with coverage built for changing seasons and growing risks.
Farming & Agriculture

Manufacturing

Minimizing downtime and equipment loss through proactive risk management and tailored coverage.
Manufacturing

Energy

Protecting people, property, and production in a high-stakes, high-impact industry.
Energy

Real Estate

Reducing exposure from property management to tenant liability with smart risk solutions.
Real Estate

Professional Services

Covering financial, legal, and consulting firms with strong liability and cyber protection.
Professional Services

Healthcare

Protecting caregivers, patients, and facilities with customized liability and compliance programs.
Healthcare

Government

Supporting municipalities and public entities with stable, compliant, and cost-effective coverage.
Government

Transportation

Keeping drivers, fleets, and freight secure with safety-driven protection plans.
Transportation
See All Industries
recent news feed

Latest news & articles from the blog

View More

Need to File a Claim? We’re Here to Help.

Start reporting your claims online

File a Claim
Contact us

Let’s Protect What You’ve Built

Our team is here to understand your business, uncover hidden risks, and design coverage that truly fits, because at Winter-Dent, protecting people and their purpose is what we do best.

Email Us

info@winter-dent.com

Call Us

(573) 634-2122

Winter-Dent & Company