Most Brokers Start with Coverage. We Start with You!
At Winter-Dent, we flip the traditional insurance process on its head. Instead of starting with policies, we start with your business — its risks, challenges, and opportunities — to build smarter, more strategic coverage that fits your business.
Our Prevent365 program takes this a step further, helping you proactively identify and mitigate risks year-round for lasting protection and savings.
Flip the Pyramid. Flip the Outcome.
Most organizations focus on insurance first, reacting after incidents and paying for claims. We turn that model upside down.
Traditional Risk Management
The Prevent365 Way
Our flipped pyramid approach begins with the right questions, not a policy form...
Instead of rushing to place policies, Winter-Dent’s Prevent365 program helps you reduce risk, gain control, and ultimately lower costs, transforming your business from reactive to proactive and shaping the market’s response in your favor.
What’s driving your insurance costs?
What’s driving your insurance costs?
Where are your exposures hiding?
Where are your exposures hiding?
How can your business attract the best underwriting terms?
How can your business attract the best underwriting terms?
What’s driving your insurance costs?
What’s driving your insurance costs?
How can your business attract the best underwriting terms?
How can your business attract the best underwriting terms?
Where are your exposures hiding?
Where are your exposures hiding?
What Happens When You Flip the Pyramid?
Diagnose the Root Cause
Differentiate Your Business
Go Beyond the Policy
Build for Impact
Diagnose the Root Cause
Differentiate Your Business
Go Beyond the Policy
Build for Impact
Insurance Coverages That Make Sense
Once your risk profile is clear, we help you secure the coverage that fits, not just what’s cheapest, but what supports your long-term success. Our partnerships with 30+ carriers mean you have options, including captives.
Traditional Coverage, Strategically Placed
- General Liability
- Property Insurance
- Commercial Auto
- Umbrella Coverage
- Professional Liability
- Cyber Insurance
- Surety Bonds
Captive & Alternative Solutions
- Group Healthcare Captives
- Commercial Captives
Humans Helping Humans
Help Before the Quote
Consultative Support
Education & Prevention-Focused
Humans Helping Humans
See What Our Clients Have to Say

Christine Eve

Kevin Smith

Jessica Brown
Latest news & articles from the blog
Start Your Prevent365 Journey
Email Us
info@winter-dent.com
Call Us
(573) 634-2122





